THE FOLLOWING BENEFITS ARE ALL PRE-TAX.
                                                              
MEDICAL - New Network as of 6/1/2012:  UNITED HEALTHCARE OPTIONS PPO         
   
   HCA /Bucket Plan Monthly Rates:  
  	$167/mo. Employee Only  
   	$396/mo. Employee+Child/ren 
   	$443/mo. Employee+Spouse
   	$681/mo. Family
   		-Rates shown do not include G4U (G4U reduces those premiums listed above by $25/mo.)
   		-Did you join the GOOD4U Program?  It's free to HCA insureds.  
   		-Good4U encourages a balanced, healthier lifestyle intended to give you more, happier birthdays. For details, visit www.anciragood4u.com.
   		-Participating in quarterly challenges can earn you up to $2000 in annual "Bucket Money" (used to buy down your deductible and reduces your out of pocket liability)
   		PLUS Ancira PAYS YOU
   	    $25 monthly (first pay check of each month; effectively reduces your HCA premiums by $25 monthly) 
       

   MPO/Entry Plan* Monthly Rates:   
   	$114/mo. Employee Only
   	$173/mo. Employee+Child/ren 
   	$216/mo. Employee+Spouse 
   	$364/mo. Family                                  
		*This is a mini-med plan with maximum benefit of $25,000 per calendar year per insured.  
		*If you you were hired before 2/1/09, but have been OFF Ancira insurance since 2/1/10, the Entry Plan is your only medical coverage option through Ancira. 
		*Entry into the HCA Plan is only allowed annually during Open Enrollment following 3-years consecutive enrollment in the Entry Plan. 
		*Join Ancira Good4You Program at no cost to you to REDUCE YOUR MONTHLY PREMIUM BY $25!!
       
DENTAL Network is Guardian Preferred
Claims are administered by UMR
Rates:
    $26/mo. Employee Only  
    $45/mo. Employee+Child/ren  
    $45/mo. Employee+Spouse  
    $58/mo. Family  

 
                        
VISION Network is Optum Health  
Claims are administered by UMR  
Rates:                                                              
	$9/mo.  Employee Only
	$15/mo. Employee+Child/ren             
	$15/mo. Employee+Spouse       
	$22/mo. Family